This modell – actually it’s just a thought – shows how we get dependent (or independent) as time goes by. Growing up in a famlily with values and an education preparing for a traditional career allows quite a lot of freedom and it supports individuality in the beginning. But soon you have to queue up your personal needs and wishes. You do what you HAVE to do. As soon as experience (and hopefully a fortune) has arrived, you start again doing what you WANT to do.
We call it “fundriven” if you don’t care about savings. You live your live quite spontaneous. A traditional career and education are replaced by a shifting career and an affinity for distance learning programs. A typical indication is to get (professionally) independent. You do what you want but you earn just as much money you need to live. The lack of savings might end in a bigger dependence at the end of your life.
Well, it is quite reduced and the starting point of individuality is indeed individual. But anyway it is interesting to question yourself if you are doing what you want. Or are you designing your (professional) life towards the future (e.g. saving money in order to fulfill a dream later).